Joyce E. Smith


Joyce E. Smith is an Accountant, Entrepenur and Financial Planner with many years of experience and a well defined skill set.

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Meet Joyce

Joyce Smith has worked for over 10 years with a Certified Public Accounting Firm, with pimary concentration in business consulting services.  Among these services are, but not limited to; Business Valuations, Projections, Business Plans Buy/Sell Agreements.  Joyce performed extensive accounting for various businesses, including international and domestic, in retail, wholesale, not-for-profit and service industries.

In addition to working as an accountant for a firm, she also works as an Entrepreneur, providing Accounting Services for private clients..  Joyce purchased an existing business in 1992, increasing gross revenues by approximately 10 times in 7 years, before selling it

Financial Planner
Joyce specialized in personal and business financial planning while working for a top financial planning company.  Her applicable skills included cash flow techniques, retirement plans, employee benefits and health insurance (group and individual).  Joyce’s investment experience covers mutual funds, certificates, stocks, bonds, UITs, limited partnerships, insurance (life, health and disability), retirement and estate planning.

Joyce has a Bachelor of Science degree in Business Administration (Emphasis in Finance and Accounting) from the University of Pittsburgh, PA.

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Common Cents Accounting LLC d/b/a
CreekSide Accounting